Terms

Terms of use

Susman Insurance Agency, a licensed California insurance provider (License 0B75129), maintains this site. It offers educational material on life insurance and a tool designed to collect your requirements and produce provider quotes.

Quotes are informational. Premium amounts provided are from carriers based on your stated tier and exist for reference purposes only. They're not binding offers, assured rates, or confirmations of approval. The carrier determines your ultimate costs, final classification and approval eligibility after reviewing your full application; the finalized policy document controls all terms.

No agreement happens here. Requesting quotes, uploading an application, or reaching out through contact channels does not initiate or form coverage. A contract begins only after a carrier grants approval and the policy is formally accepted with payment collected.

Details vary by state. Provider offerings, carrier participation and pricing are state-specific and subject to modification without advance notice. Quotes are restricted to California homeowners.

Disclaimers. Educational material on this platform is informational only and should not be interpreted as legal, financial, or tax guidance. Run specifics by a qualified advisor in your area.

External system. The application section links to a protected application managed independently with its own conditions.